Butter offers a fresh approach to travel and tech insurance by combining broad protection with a clean, no-nonsense experience. Its policies include standard cover for emergency medical and hospital treatment (including COVID-19), trip cancellation, baggage loss and personal liability, while allowing travellers to customise their level of cover with optional add-ons like ski protection, rental car excess or motorcycle liability. The brand handles claims fully online and promises a speedy process, and their support is available 24/7 - whether you’re in Melbourne or in the middle of Tokyo at 2am.
On the tech side, Butter protects devices like phones, laptops and headphones from accidental damage or theft, both within Australia and overseas (up to 90 days). The excess structure is designed to be fair - many add-ons carry zero excess - and Butter's system makes it straightforward to manage, adjust or claim from your online account. Their approach is meant for people who want strong, flexible protection without navigating layers of complexity.
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