When shopping with a selected merchant, we simply give you back a percentage of your spend once your purchase is confirmed.
Cashback sites receive a commission from the merchant for directing you to their website. Most cashback sites give just a portion of this back to you, but as the most generous cashback site, we give you 100% of what retailers pay us.
Why do retailers do this?
To clarify, it is ourselves who offer cashback, rather than the retailers (also known as merchants) on our site. The merchants usually join an affiliate network, which gives sites such as ourselves a way to earn revenue by advertising them. Essentially, we get paid to advertise a retailer if we can send a paying customer to their website.
Once the transaction has been confirmed; the merchant pays the affiliate network a portion of the sale, and they then pass a portion of that back to ourselves. What happens next is where you come in: by clicking through to the merchant from our website, we'll add our commission to your account once we get paid.
This is very hands-off for the merchant, as they don't take any part in issuing the cashback to you. We find that people who receive money back from their purchases usually browse more products and add more to their basket to benefit from the saving, which gives merchants an extra benefit that they won't get from working with non-cashback sites.
How to save money online
When you shop online, simply sign in to your TopCashback account and click through to the store you want to shop. By doing this, you will earn cashback on every purchase you make - whether you are booking a holiday, ordering your takeaway, or choosing gifts for Christmas. It really is one of the best ways to save money at home!
Check out the voucher codes on TopCashback, which you can use alongside the cashback offers, meaning you can make double savings when you buy. Just be aware, ONLY use vouchers from TopCashback, otherwise, you may not be able to earn cashback.
When it comes to taking the cashback rewards you have earned from your account, TopCashback enables you to have your cashback paid directly into your PayPal or bank account.
You can also earn money by getting your friends to sign up to TopCashback through our Tell-a-Friend bonus scheme. Invite your friends to join our website and you will earn a referral bonus for everyone who signs up via your link and goes on to earn $10 or more in payable credit.
How to start earning today
Saving money is simple and can be done in just a few quick and easy steps;
- Join us now for free - just fill out the form at the bottom of this page to become a member.
- Search for the best deals and exclusive offers - including cashback, voucher codes and seasonal sales for your favourite merchants. - Browse through the 1000+ retailers we have on site, click on specific categories of retailers using the navigation bar or visit our Offers Page for the day’s best cashback deals.
- Click the ‘Get Cashback’ button on a merchant page to be redirected to their website, where you simply make your purchase as normal. We will calculate the amount of money you are due, which should appear on your account earnings page within seven days.
- When money shows in your account, choose a payout method to receive the funds as a bank transfer or a transfer to your PayPal account. TopCashback pays you within seven days for most payout methods, but usually, it just takes a couple of working days.
FAQ
Is Cashback Taxable?
Your earnings are counted as a discount from the retailer and thus, it should not need to be declared as income. However we would always suggest to obtain up to date legal advice for your own safety.
What Can I Save Money On?
Almost all of your online purchases will be covered with a saving - just browse our merchants to see what we offer. A few examples of what you can buy from our merchants are: takeaways, food and liquor, luxuries such as televisions, games consoles and sound systems and essentials including clothes and cleaning supplies.
Does TopCashback charge an annual fee like other sites?
No, TopCashback is completely free to use.
What if my purchase doesn't track?
Almost all transactions track quite quickly, however sometimes you may find that it doesn't work out so perfectly. This could be down to cookies on your computer not tracking correctly, something on the merchant's end, or if you use discount codes that aren't authorised by TopCashback then the commission may go to another affiliate. If nothing appears in your account after a week or two, simply lodge a 'Missing Cashback Claim' and we'll do the rest.
I have some questions that weren't covered, where do I go?
If you need support regarding your account, cashback tracking or claims, or if you are having problems with our mobile app, please visit our Help Section.
