Finspo – Mortgage Broker Cashback Offers & Discounts

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Finspo – Mortgage Broker

Finspo is an Australian mortgage broker servicing customers nationwide.

Our team of professional mortgage brokers are backed by Finspo’s award-winning online portal have access to thousands of home loans from 40+ lenders. We’re proud to be highly recommended Australia-wide, rated 5.0 from over 500 Google reviews.

Finspo helps buyers, refinancers and investors find a home loan option that best suit their needs and property goals.

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Cashback terms and exclusions

What will stop me getting my cashback
  • Members of TopCashback who settle a new home loan through Finspo (Applicant) of $250,000 or more will be eligible for a $750 cashback if they meet the following conditions (Finspo and TopCashback Offer Terms & Conditions):
  • The Applicant must be a new client to Finspo that has not settled a home loan with Finspo before. The Applicant is eligible for the reward of a $750 cashback if they i) make a home loan enquiry via the TopCashback Finspo landing page, ii) are eligible for employee benefits through the TopCashback membership platform and iii) as a result of that enquiry settle a loan of $250,000 or more using a Finspo broker and become a Finspo home loan client as a result of that enquiry within 365 days of the enquiry being made. The Applicant is only eligible to receive a $750 cashback for their first home loan at Finspo.
  • The Applicant must be a current employee of a company who use the TopCashback membership benefits platform.
  • Where the Applicant applies for multiple home loans in a single application, the value of the combined loans must be greater than $250,000 to be eligible for the Cashback.
  • Cashback will only be provided after settlement of the Applicant's home loan and satisfaction of qualifying conditions as detailed above.
  • Cashback can take up to 7 days to appear as "Pending" in your TopCashback account upon a completed enquiry with Finspo. It can take up to 90 days post settlement of the applicable home loan to appear as “Approved” within your account. It can take up to 90 days post settlement for the payment to be available within your TopCashback account. This is an indicative timeline and is controlled by TopCashback and/or their suppliers. Any deviation to this timeline is the responsibility of TopCashback. Finspo’s obligation to make this payment to you is satisfied when payment is made by Finspo to TopCashback and/or its suppliers. Where there are multiple Applicants on a home loan, only one Applicant will be eligible for the payment.
  • Cashback is ineligible on use of any coupon codes not advertised on our platform.
  • Finspo may at its discretion cancel a Cashback without notice to the Applicant, if Finspo forms an opinion that the Finspo and TopCashback Offer Terms & Conditions have not been complied with.
  • Finspo reserves the right to amend, suspend or terminate this offer or these conditions by providing TopCashback with at least thirty (30) business days written notice. Finspo will honour any eligible, in progress applications before we do so. Finspo will not provide a Cashback offer for any situations that are deemed by it, in its absolute discretion, to be unreasonable, unlawful or for any other reason we believe are not in the spirit of the Finspo and TopCashback Offer.
  • All other Finspo Terms & Conditions remain valid and binding on you and are not superseded by these Finspo and TopCashback Offer Terms & Conditions.
  • Cashback is ineligible on use of gift cards, vouchers, or store credit for partial or full payment. Cashback is also ineligible on purchase of gift cards.
  • Cashback is ineligible on purchases made via the retailer's mobile app.
What else is essential
  • Engaging with 3rd party browser extensions, ad-blockers, VPNs, DNS ad-guards, enabling browser tracking prevention settings, and using browsers such as Brave may prevent your order from tracking.
  • Accept and allow all 3rd party cookies on the retailer's page if requested.
  • Ensure your shopping cart is empty prior to clicking out from TopCashback, and return to TopCashback to click the 'Get Cashback' button for each new transaction.
  • Transactions must be completed solely & wholly online and must not be assisted or negotiated via phone/chat/email. Failure to do so will cause tracking to fail and/or have cashback declined.
Good to know
  • Most retailers calculate cashback based on purchase amount excluding GST, other taxes, and delivery fees. Your cashback may report lower than expected due to this.
  • If any part of an order is cancelled, returned, exchanged, modified, or credited, the entire order will become ineligible and cashback will be declined.
What to do and when
  • Cashback claims must be submitted within 100 days of the purchase date. Unfortunately, any claims made after this period cannot be accepted.

See also our general terms & conditions.

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